Free tools
Free calculators for agency owners
Two quick tools built around the numbers that decide whether a contract book makes money. No sign up, nothing stored, results in seconds.
Margin
Temp margin calculator
Enter charge rate and pay rate. See the real gross margin after holiday pay, employer National Insurance, pension and the Apprenticeship Levy, on 2026/27 rates. Works for PAYE temps and for umbrella or limited company contractors.
Open the calculator CashCash gap calculator
Enter your weekly contractor pay cost and client terms. See how much cash is tied up funding the gap between paying temps weekly and being paid by clients, with or without invoice finance.
Open the calculatorFifteen minutes, and you will know what this costs
Tell us your turnover and whether you run a contract book. We will tell you which tier fits, the fixed monthly fee, and what switching would involve.